Restaurant Equipment Leasing Calculator
Estimate your monthly costs instantly and discover the affordability of leasing commercial kitchen equipment.
Restaurant equipment leasing with s.t.o.p. and EconoLease only takes three simple steps.
Here’s how to unlock flexible financing and quick access to essential kitchen tools.
Complete an online application and get approved quickly. Lease restaurant equipment without the long wait or delays.
Explore our wide range of commercial-grade kitchen equipment for lease and select what best fits your menu, style, and budget.
Once approved, you can sign your lease and immediately access the equipment. This will keep your restaurant on schedule and ready for service.
Opening a new restaurant or upgrading an existing kitchen? Deciding whether to buy or lease restaurant equipment can impact your long-term success. Compare costs, flexibility, and overall value before deciding on financial solutions for your business.
| Feature/Benefit | Lease Commercial Kitchen Equipment | Buy Commercial Kitchen Equipment |
|---|---|---|
| Upfront Cost | Lower upfront payments with predictable monthly costs | Higher upfront investment, but full ownership from day one |
| Cash Flow | Preserves working capital and spreads costs over time; Frees up cash flow and operating expenses | Capital outlay upfront; no ongoing payments after purchase |
| Ownership | Ownership at the end of the lease; 10% buyout fee applies | Immediate ownership; asset on your balance sheet |
| Tax Treatment | Often treated as an operating expense | Depreciated as a capital asset over time |
| Flexibility | Easier to upgrade or adjust as your needs change | Long-term stability; full control over equipment |
| Ideal For | Startups, growing businesses, or seasonal operations | Established businesses investing for the long term |
Estimate your monthly costs instantly and discover the affordability of leasing commercial kitchen equipment.
Fixed monthly payments over 12–60 months. Ideal for most restaurants.
Designed for new businesses with limited credit history. Easier approvals and lower upfront costs.
Lease certified pre-owned or refurbished equipment for a lower monthly payment.
Access equipment immediately, with options to buy or return once the term ends.
Payments can be aligned with your busy season or delayed start to help manage cash flow.
Purchase the equipment at the end of the term or upgrade to newer models.
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View full detailsYes. Leasing provides cost-effective solutions for acquiring costly yet necessary restaurant equipment. Through our restaurant equipment leasing financing program with Econolease, food service businesses can access new, refurbished, and pre-owned equipment leasing solutions. Apply now to get a tailored leasing plan.
Once the lease ends, you own the equipment, with a small buyout fee, usually $10 or 10% of the cost. If renting, you may buy, return or upgrade depending on your needs.
You can get approved for equipment leasing within 24 hours. Most applicants receive same-day approval through our streamlined process with EconoLease, making it simple to lease kitchen equipment and move forward without unnecessary delays.
Leasing payments do not cover shipping and installation. However, restaurants in North America may qualify for free shipping, and installation can be arranged separately to ensure your lease commercial kitchen equipment plan is tailored to your needs.
Submit the form below and we'll get back to you as soon as possible. Prefer to have a call? Speak with us today at +1-800-265-2961