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Restaurant Equipment Financing Calculator
Estimate payments, compare loan options, and easily plan your commercial kitchen budget.
The Savvier Way to Finance Commercial Kitchen Equipment
Financing commercial kitchen equipment just got easier. At s.t.o.p. Restaurant Equipment, we’ve partnered with EconoLease, Canada’s leading provider of equipment financing, to make financing your kitchen equipment simple and stress-free.
Whether you’re opening a new location, upgrading appliances, or expanding your operations, our flexible financing solutions help you access top-brand equipment with predictable payments and fast approvals. With confidence, you can cut upfront costs, manage cash flow, and secure the tools your business needs.
Whether you’re opening a new location, upgrading appliances, or expanding your operations, our flexible financing solutions help you access top-brand equipment with predictable payments and fast approvals. With confidence, you can cut upfront costs, manage cash flow, and secure the tools your business needs.
- Funding from $1,000 to $2,000,000+
- Finance terms 12-60 months
- Startup-friendly approvals
- Fast applications – many approved within 24 hours
- Flexible payment plans
- Ownership options
- Dedicated account support
How Financing Restaurant Equipment Works
With EconoLease, we make financing restaurant equipment possible in three easy steps. Learn how to get fast approvals, flexible terms, and access to trusted commercial brands.
1
Apply Online
Fill out a quick online application and get approved within 24 hours, allowing you to finance restaurant equipment without delays.
2
Choose Your Equipment
Select the equipment that suits your menu and operations, with flexible financing options tailored to your budget and long-term goals.
3
Sign & Start
Once approved, sign your financing contract and begin operations with confidence. Enjoy flexible payment options that help you manage costs.
Compare Leasing vs Financing Restaurant Equipment
Deciding between leasing and financing restaurant equipment comes from your cash flow, business goals, and growth plans. Use our comparison chart to see which option works best for your commercial kitchen.
| Feature/Benefit | Finance Commercial Kitchen Equipment | Lease Commercial Kitchen Equipment |
|---|---|---|
| Upfront Cost | Higher upfront investment, but full ownership from day one | Lower upfront costs with predictable monthly payments |
| Cash Flow | Capital outlay upfront; no ongoing payments after purchase | Protects working capital and spreads costs across manageable monthly payments |
| Ownership | Immediate ownership, recorded as an asset on your balance sheet. | Ownership at the end of the lease; 10% buyout fee applies |
| Tax Treatment | Depreciated as a capital asset over time | Often treated as operating expense |
| Flexibility | Long-term stability; complete control over equipment | Easier to upgrade or adjust equipment as your needs evolve. |
| Ideal For | Established businesses are focused on long-term investment. | Startups, growing operations, or businesses with seasonal demand. |
The Brands Behind Your Commercial Kitchen
s.t.o.p. Restaurant Supply is an authorized dealer of North America’s most trusted commercial kitchen equipment brands.
Build Your Ideal Commercial Kitchen with s.t.o.p. Restaurant Supply
With flexible financing and access to top-quality restaurant equipment, s.t.o.p. Restaurant Supply simplifies building your commercial kitchen. From ovens and refrigerators to fryers and prep tables, we help you outfit your kitchen for long-term success.
Single-source convenience
Shop and finance restaurant equipment all in one place.
Expert restaurant specialists
Trusted guidance from foodservice equipment advisors
Streamlined application
We’ll help you through a smooth approval process
Integrated support
Complete lease-to-installation support from a single partner
Brand access
Exclusive top commercial kitchen brands ready to finance
Flexible Financing Options for the Hospitality Industry
Get fast restaurant equipment financing with flexible terms and predictable payments, designed to make building your kitchen more affordable.
Standard Restaurant Financing
Own your equipment now and pay off through manageable monthly payments.
Startup-Friendly Financing
Loans for startups with little credit history, offering easier approvals and lower entry costs.
Used Equipment Financing
Finance pre-owned or refurbished equipment at lower monthly payments and save more.
Rent-to-Own Restaurant Equipment
Access equipment immediately, with the option to purchase during or after your term.
Lease-to-Own Restaurant Equipment
Lease today and own your equipment for a fee at the end of the term.
Seasonal/Deferred Payment Plans
Align financing payments with seasonal revenue to support your cash flow.
Explore Our Commercial Kitchen Equipment
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HeinzHeinz Spout For Vol Pak Dispenser
$36.00Heinz Ketchup is a brand of ketchup produced by the H.J Heinz Company and is one of the most well-known and preferred brands in the world - whether...
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Rubbermaid Commercial ProductsRubbermaid 20x15x5 inch Gray Bus Bin FG334992GRAY*
$16.30Efficient table clearing is essential to restaurant operations, and this Rubbermaid bus bin delivers the durability your establishment needs. Const...
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Cooper AtkinsCooper-Atkins Waterproof Reduced-Tip Digital Thermometer; -40 to 450 F DFP450W-0-8
$58.40Antimicrobial protection added to all plastic components. Thermometer is factory calibrated to three temperature points and guaranteed to never nee...
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Sale
Browne FoodserviceBrowne® 57361501 15"x20" Colour-Coded Polyethylene Cutting Boards (1 Each)
from $19.50The kitchen of your restaurant is a haven for all the necessary cooking equipment that you need for your famous cuisines. Every little tool plays a...
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General FiltrationPitco Filter Paper 13.5 x 24" 1384-44-80 100/1EA
$165.30Pitco Filter Paper 13.5 x 24" (1384-44-80) is a heavy-duty envelope designed to extend the life of fryer oils by efficiently filtering out food par...
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Tarrison Products Ltd.Wall Mount Hand Sink With Faucet
Current price $269.50Original price $295.99Running a successful dining establishment is more than just keeping up with the culinary trends and innovating your own cuisines to generate more r...
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Rabco Foodservice LimitedFlat Dishwashing Rack
$60.00All food service establishments work towards better efficiency, especially when it comes to cooking and getting the dishes cleaned in a timely mann...
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Dynamic International Ltd.Salad Spinner*
$232.70Colourful leafy salads are enriched with a plethora of healthy benefits. This includes fibre that promotes healthy digestion, low calories that con...
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Equipment Financing FAQs
How quickly can I get approved?
Most applications are approved within 24 hours. We aim to make financing restaurant equipment fast, simple, and accessible so your kitchen can get the essential tools it needs without slowing down operations.
Can I finance used restaurant equipment?
Yes, used restaurant equipment can be financed. Our used restaurant equipment financing option lets you upgrade or expand your kitchen without the high upfront costs of brand-new equipment. Spread payments over manageable terms while preserving cash flow and keeping your operations running smoothly.
What are the interest rates?
Interest rates for restaurant equipment loans vary based on credit history, term length, and equipment type. We tailor our hospitality equipment funding to your business and credit profile, ensuring rates and repayment schedules are structured to fit your goals and cash flow.
Can startups apply for restaurant financing?
Yes, startups can qualify for restaurant equipment loans. Our programs help new operators access essential equipment with manageable payments and approval processes tailored for businesses just starting. This way, supporting growth won’t have to come at a significant cost.
Get in touch
Submit the form below and we'll get back to you as soon as possible. Prefer to have a call? Speak with us today at +1-800-265-2961
